How to apply for $35k in COVID-related NJ housing assistance

Eligible New Jersey householders whose funds have been impacted by the COVID-19 pandemic can apply beginning Tuesday for as much as $35,000 in state help to cowl housing-related bills. 

The appliance portal opens at 9 a.m. at These with out web entry can name 855-647-7700 for help.

The $325 million Emergency Rescue Mortgage Help Program can cowl as much as 4 mortgage funds, delinquent property taxes, home-owner’s insurance coverage, mortgage reinstatement help, escrow shortages or funds to lienholders, in response to the Housing and Mortgage Finance Company, which is administering this system.

The help is an interest-free, non-amortizing forgivable mortgage, recorded as a subordinate lien lasting three years. Households should repay the help they acquired in the event that they promote their dwelling or obtain money again from refinancing inside three years.

Candidates should meet the next necessities: 

  • Earn not more than 150% of their county’s median income. To see for those who qualify, go to
  • Have suffered a COVID-19 associated hardship that started on or after Jan. 21, 2020
  • Have a lack of earnings or enhance in COVID-19 associated bills 
  • Are behind on mortgage or different eligible housing-related bills or have a forbearance stability or escrow scarcity
  • Mortgage or different housing prices should not have been 30 or extra days delinquent previous to Jan. 21, 2020
  • Unpaid mortgage stability should not exceed program limits for property sort
  • Your servicer should be prepared and capable of settle for and apply this system funds

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How to apply for $35k in COVID-related NJ housing assistance

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